UPside is a money management service that comes with an UPside Visa Prepaid Card, an online virtual check book, and many other one-of-a-kind services. You can receive funds through direct deposit, cash loads at more than 50,000 retailers nationwide, check cashing, and credit or debit card. Because it’s prepaid, your spending is limited to the amount of money received on the account. All purchases and payments that you make with your UPside card are decremented from your available balance in real time. And, unlike most other prepaid cards, you will earn reward points redeemable for cash back onto your card.
The UPside prepaid card account has lower fees than other spending cards available. And the majority of these fees can be avoided by managing your card correctly – checking your balance online, loading funds from an employer or from a checking account.
Summary of Fees
|Fee Category/Type||Amount||Typical Use|
|Total cost of set up:|
|if loading < $500/month||$4.95||1/month|
|if loading > $500/month||$0.99||1/month|
|if Premium status1||Free||1/month|
|Optional second card|
|if loading < $1000/month||$1.99||1/month|
|if loading > $1000/month||Free||1/month|
|Cash using MoneyPak® or Swipe Reload at 7-Eleven and CVS||$4.95 (charged by store)||1/month|
|Swipe Reload at Walmart||$3.74 (charged by store)||1/month|
|Pre-Printed Payroll or Government Check with Walmart Rapid Reload||$3.74 + check cashing fee (charged by store)||6/year|
|From another UPside card||Free||2/year (IOU’s)|
|From a debit or credit card||$2.80||1/year (for emergencies)|
|Store Cash Back (up to $60)||Free3||2/month|
|Online Check Service|
|If Classic status (up to $800 only)||$2.00||1/month|
|if Premium status1||1st monthly check Free||1/month|
|under $500 (Premium Only)||$1.00||1/month|
|$500.01 to $1000 (Premium Only)||$2.00||1/month|
|$1000.01 to $1500.00||$3.00||1/month|
|When traveling abroad||2% on top of exchange rate||1/year|
|Call Customer Service|
|automated IVR access||$0.99||3/year|
|speaking to live agent||$2.00||1/year|
|if Premium status1||Free||3/year|
|Email / Online / Mobile App||Free||8/month|
|ATM Balance Inquiry||$0.992||3/year|
|Decline at POS||Free||1/month|
|Decline at ATM||$2.00||3/year|
|Card replacement||$9.95||if lost|
|if expedited||$30.00 (additional)||if lost|
|PIN Change||$0.99 (First free)||1/lifetime|
|Check issuance at account closure||$12.00||1/lifetime|
|1Earn 15,000 UPgrade points to become Premium Member
Earn UPgrade points by:
Direct Deposit = 2000 UPgrade points per load (over $200) + 1 UPgrade point per $1
MoneyPak loads = 1 UPgrade point per $1
Credit/Debit Card loads = 1 UPgrade points per $1
|2Fees charged by ATM network may apply. Withdraw up to $400/transaction; $500/day.3Up to $60/transaction; 15 transactions/month.|
We address consumers of all ages, including teenagers (13-17), provided that an adult is involved in their enrollment to our services.
We also help companies get paid by consumers easily and efficiently, or even pay contributors out instantly and at no cost.We have partnered with established financial institutions such as Meta Payment Systems, payment systems networks like Visa & Green Dot Corporation, and processors like Fidelity Information Services.
We are committed to adhering strictly to the industry rules and regulations, as required by our financial institutions partners: the USA Patriot Act, the Bank Secrecy Act, the Gramm-Leach-Bliley Act, the list checks of US Treasury’s Office of Foreign Assets Control. We also maintain a strict Anti-Money Laundering policy.
Plastyc’s principals are veterans of the consumer and payment industries, with decades of experience at companies such as GemAlto, Oberthur, Unilever, Thomson/RCA, Sun Microsystems and Mobile365, a company in which both Visa and CitiBank were investors (now Sybase365)
Upside Prepaid Card Balance Check
You are able to check your balance in many ways:
- Online by logging onto your online card account
- From your downloaded UPside Mobile App (available for Android and iPhone)
- By calling customer service at 1-866-845-6273
- By using your cell phone’s internet browser and logging into your prepaid account at m.upsidecard.com(cardholders only)
- From your Facebook UPside Application
- Through ATM terminals with the Visa, Plus or Interlink logo.
Check Balance Online
You can use your UPside Visa Prepaid Card online anywhere Visa debit cards are accepted. When checking out, enter your billing information as asked. The billing address is the address you provided at enrollment. If you would like the merchandise shipped to another address, enter shipping information accordingly. Just logging onto your online card account here.
Check Balance by Phone
You can check your balance from your downloaded UPside Mobile App (available for Android and iPhone), by using your cell phone’s internet browser and logging into your prepaid account at m.upsidecard.com(cardholders only) or by calling customer service at 1-866-845-6273.
To login to your Upside Prepaid Card Account
If you wish to have a Upside Prepaid Card, you must be over 18, inorder to enroll for the UPside prepaid card. There is no fee involved or money needed to enroll, but you will need a Social Security Number for verification of your date of birth. Click here to sign up a account. After your successful registration. Click here to log in your Upside Prepaid Card account.