Get the purchasing power you need with a prepaid, reloadable BB&T MoneyAccount®. It’s a smart way to manage and protect your money.
- Apply in minutes—no credit check or bank account required
- Spend only the funds you have available in your account
- Make purchases, pay bills online, get cash back and more
- Use direct deposit to avoid costly check-cashing fees
Enjoy the benefits of a checking account with the convenience of a prepaid, reloadable debit card.
- Manage your account with ease—spending is limited to available funds
- Establish financial responsibility—ideal for young adults or students
- Enjoy hassle-free spending—perfect for frequent travelers and online shoppers
- Share joint accounts with your spouse, child, relative or friend
BB&T Prepaid Debit Card Pricing
| Amount of Fee | |
| Monthly Maintenance | |
| Standard | $5.00 |
| Reduced (with $1,000 loaded in month) | $3.00 |
| Free Services: | |
| Unlimited Mobile Banking |
No Charge |
| Unlimited Point of Sale PIN to Include Cash Back | No Charge |
| Unlimited Point of Sale Signature | No Charge |
| Unlimited Online Access to Your Account Information | No Charge |
| Unlimited Bill Payments | No Charge |
| Unlimited Funds Transfer between BB&T Accounts | No Charge |
| Unlimited Cash Access at BB&T Branches | No Charge |
| Unlimited BB&T ATM Withdrawals | No Charge |
| Unlimited BB&T ATM Balance Inquiries | No Charge |
| One Free IVR Call Per Month | No Charge |
| One Free Paper Statement Per Month | No Charge |
| One Free Customer Service Representative Call Per Month | No Charge |
| Fee Schedule | |
| Non BB&T ATM Withdrawal |
$2.50 |
| Non BB&T ATM Balance Inquiry | $1.00 |
| International ATM Transaction | $5.00 |
| International Currency Conversion Rate | 3% |
| IVR Calls | $0.50 |
| Client Service Representative Call | $2.95 |
| Replacement Card | $10.00 |
| Replacement Card Express Delivery | $15.00 |
| Paper Statement | $3.00 |
Building on a tradition of excellence in community banking that stretches back to 1872, BB&T continues to offer clients a complete range of financial services including banking, lending, insurance, trust, and wealth management solutions. We invite you to learn more about us, our company, and our philosophy.
BB&T Corporation (NYSE: BBT) is one of the largest financial services holding companies in the U.S. with $178.5 billion in assets and market capitalization of $21.6 billion, as of June 30, 2012. Based in Winston-Salem, N.C., the company operates approximately 1,800 financial centers in 12 states and Washington, D.C., and offers a full range of consumer and commercial banking, securities brokerage, asset management, mortgage and insurance products and services. A Fortune 500 company, BB&T is consistently recognized for outstanding client satisfaction by J.D. Power and Associates, the U.S. Small Business Administration, Greenwich Associates and others.
BB&T’s banking subsidiaries are organized as a group of community banks, each with a regional president, which allows decisions to be made locally, close to the client. This also makes BB&T’s client service more responsive, reliable and empathetic. More information about BB&T and its full line of products and services is available at www.BBT.com.
On April 2, 2012, BB&T completed its acquisition of the life and property and casualty insurance divisions of Roseland, N.J.-based Crump Group Inc. The acquisition adds approximately $300 million in annual revenues to BB&T’s insurance businesses and significantly strengthens and diversifies BB&T’s non-interest revenues. The acquisition creates the largest independent wholesale distributor of life insurance and the second largest provider of wholesale commercial insurance brokerage and specialty programs in the U.S.
On July 31, 2012, BB&T completed its application to acquire BankAtlantic, the wholly-owned subsidiary of BankAtlantic Bancorp (NYSE: BBX), was approved by the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation (FDIC). The North Carolina Office of the Commissioner of Banks also has approved the acquisition. BankAtlantic branches will be rebranded as BB&T in the fourth quarter.This acquisition strategy has contributed significantly to BB&T’s success.
BB&T Visa Prepaid Debit Card Balance Check
The BB&T MoneyAccount is a prepaid transaction account that comes with a reloadable Visa debit card. To make managing your money easier, the MoneyAccount protects you from spending more money than you have deposited. And because the MoneyAccount is from BB&T, it comes with free BB&T OnLine banking with Online Bill Payment, free BB&T Mobile banking, and a network of more than 1,800 branches and 2,400 ATMs.
Check Balance Online
Manage your personal accounts 24 hours a day, seven days a week with BB&T OnLine®, our secure Internet banking service.
- Enjoy a complete set of free online banking services.
- Pay bills quickly and easily with free OnLine Bill Payment.
- Transfer funds instantly and securely.
BB&T OnLine provides you with a complete and easy banking solution. View account balances, print check images, monitor transaction activity, order checks and more!
- Pay bills and transfer funds with a few clicks of your mouse.
- Enroll in BB&T Alerts and get notified instantly of important account activity.
- Sign up for online statements and go paperless.
- Access accounts conveniently through Quicken® online.
Click here to watch a demo on how to access your BB&T Visa Prepaid Debit Card online.
Check Balance by Phone
Call us at 888-BBT-ONLINE (888-228-6654).
Check Balance by Mobile Banking
You can access your account through text banking, mobile web and mobile apps.
Via Text Banking:
Now you can send a text message to BB&T to check balances and transfer money instantly. It’s secure, easy to use and free.
Using text commands (Mobile Quick Codes) you can securely:
- Access your available balance information
- Transfer money between your checking and savings accounts.
- View your transaction history
English Mobile Quick Codes: BAL for balance, TRA for transfers, LAST for transaction history,INFO for a list of all the quick codes, STOP to opt out of receiving text alerts, START to resume alerts, and HELP for quick code help.
Spanish Mobile Quick Codes: SAL for balance, TRANS for transfers, ULT for transaction history, INFOR for a list of all the quick codes, CAN to opt out of receiving text alerts, INSCto resume alerts, and AYUDA for quick code help
Via Mobile Web:
BB&T Mobile Web is our secure mobile banking website that you can access from your mobile device. Go to bbt.com from your mobile browser to access banking services on the go. It’s free, easy and convenient.
Mobile Web mobile banking allows you to:
- Pay bills online
- Check account balances
- Securely transfer money between eligible accounts
- Review detailed account history
- Search for transactions by check number, amount or date range
- Locate the closest BB&T financial center or ATM
Via Mobile Apps:
With the free BB&T Mobile App, you can quickly and securely complete a full range of banking transactions right from your smartphone or tablet.
- Check your balance
- Pay bills and transfer money
- Deposit checks with Android® or Apple® device
- Find the nearest branch or ATM
- Contact customer service
Start using BB&T Mobile App on your Android® phone or tablet today. It’s easy to get started, simply:
- Download your free mobile app.
- Log on with your BB&T OnLine® ID and Password.
- Start banking.
To login to your BB&T Visa Prepaid Debit Card Account
Ensuring the security of your personal information online is a top priority for us. We encrypt both your User ID and password using Secure Sockets Layer (SSL) technology – the highest level of protection available online. SSL converts sensitive information transmitted between your computer’s browser and BB&T into secure code that can not be read by unauthorized parties.
First, you have yo enroll here. Once you are already enrolled you can now log in to your account. Click here to continue. (Simply enter your USERNAME and hit the LOGON button)