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Western Union Prepaid Card Review


Western Union offers two different types of prepaid debit MasterCard’s known as the Western Union Moneywise Card and the Western Union Gold Card. They are both very popular prepaid debit card options as Western Union has been involved in the financial services industry for years now and are highly experienced in all forms of money management and transfer. Worldwide there are over 46,000 Western Union service locations where you can re-load your card with additional funds, withdrawal cash from the card or transfer money to a family member in need.

What is a Western Union Prepaid Card?

The Western Union Prepaid Card acts just like a regular debit card. You can shop online at your favorite websites like, purchase items at local stores and malls, or even go to the ATM and take the cash out that you need. The major difference between a prepaid card and regular debit card is that there is no banking institution and you can only spend the money that you deposit onto the card. So if you take your $1,000 paycheck and deposit that onto your Western Union Prepaid Card, you can only spend $1,000. It’s a great way to earn financial freedom and never having to worry about overdraft fees or late fees ever again.

Why we love Western Union Prepaid Cards

Western Union prepaid cards come with a lot of great features such as online bill pay, money management systems, text messaging alerts, free activation, and other items. They don’t try and charge outrageous fees that you will find with some other prepaid cards who will nickel and dime you for every single thing that you try and do.

Here are the main features for the Western Union Moneywise and Western Union Gold Card. 

  • No monthly maintenance fees.
  • No purchase transaction fees.
  • No overdraft or late payment fees.
  • No bank account or credit check required.
  • FREE to activate your card online.
  • FREE payroll direct deposit1.
  • Receive a Western Union® Money Transfer® transaction2 onto your card.
  • Add money3 at over 46,000 participating Agent locations.
  • Protected by MasterCard’s Zero Liability Policy4.
  • Use anywhere Debit MasterCard® is accepted5, including online and at ATMs.
  • Manage your account online or over the phone.
  • SMS texts6 alerts to track your balance.
  • Earn rewards7 on every qualifying Western Union® transaction — even when you load cash to your card.
  • Save time with no forms to fill out

NetSpend Visa Prepaid Fees

Net spend keeps your money safe in the account rather than your wallet where the risk involved is more taking into account the vicious world filled with the prying eyes of pick picketers. So it is better to pay a small fee in terms of maintenance fees rather than losing all your money. Net spend charges a minimal monthly charge less than even 10$ as a token for maintenance.

Most of the companies claiming to have a no credit check policy have hidden charges which are not mentioned till the actual card is taken and even then they are mentioned in very small print. The user gets to know these details as and when the money actually starts getting deducted.

Net Spend is very transparent regarding these issues and has NO HIDDEN charges. You can go on to enjoy your facilities with no fear of paying extra unwanted money to the company.