Serve is a Reloadable Prepaid Account that can be used for everyday purchases virtually anywhere American Express® Cards are accepted worldwide. With Serve, you can also send and receive money by email, text, and Facebook and access your Account with the mobile app. Serve has no credit checks, no monthly or annual fees, and no long-term commitments.
There are no fees to set up a scheduled transaction. Please note that your credit card company may charge you a cash advance fee for loading money from your credit card. Please check with your credit card issuer for details.
Direct Deposit is an easy way to fund your Serve® Account from your paycheck. You can have all or part of your paycheck automatically added to your Serve Account through your employer.
If you’ve activated your Serve® Card and your employer participates, you can enroll in Direct Deposit. Just log into your Serve Account and click on Bank & Cards under My Account. There are two ways to enroll. Under Sign Up for Direct Deposit, you’ll see a button to Get Account Information, which will show you the information you’ll need to fill out your employer’s form. Or click Open Form to download the Serve form that you can print, fill out, and give to your employer.
American Express has been innovating commerce since 1850, that’s a rich history of understanding where commerce has been. But technology has changed –– and continues to change –– the way people connect to each other, to their money, and to the businesses they love most.
Serve combines that rich history with new technology and accessible benefits to bring American Express membership
to more people.
American Express Serve Prepaid Card Balance Check
You can check your balance through ATM’s, online and or your mobile app.
Check Balance Online
To view your balance or transaction history, log into your Serve Account online. You can view your transaction history and Account balance on your homepage after you’ve logged in. Visit: https://www.serve.com/
Check Balance by Phone
To view your balance or transaction history, log into your Serve Account online using your mobile app. For Serve Account inquiries, you may contact them at 1-800-954-0559, 24 hours a day, seven days a week.
To login to your American Express Serve Prepaid Card Account
You must first create your account on Serve (https://www.serve.com/). Click the “Create Account” button to activate the form for signing up. When you’re finished, you are now ready to log in your account and you can view your transaction history and account balance on your homepage after you’ve logged in.
UPside is a money management service that comes with an UPside Visa Prepaid Card, an online virtual check book, and many other one-of-a-kind services. You can receive funds through direct deposit, cash loads at more than 50,000 retailers nationwide, check cashing, and credit or debit card. Because it’s prepaid, your spending is limited to the amount of money received on the account. All purchases and payments that you make with your UPside card are decremented from your available balance in real time. And, unlike most other prepaid cards, you will earn reward points redeemable for cash back onto your card.
The UPside prepaid card account has lower fees than other spending cards available. And the majority of these fees can be avoided by managing your card correctly – checking your balance online, loading funds from an employer or from a checking account.
UPside Visa Prepaid Card
Summary of Fees |
| Fee Category/Type |
Amount |
Typical Use |
| Total cost of set up: |
| Card purchase |
Free |
1/lifetime |
| Monthly fee |
|
|
| if loading < $500/month |
$4.95 |
1/month |
| if loading > $500/month |
$0.99 |
1/month |
| if Premium status1 |
Free |
1/month |
| Optional second card |
|
|
| purchase |
$1.99 |
1/lifetime |
| if loading < $1000/month |
$1.99 |
1/month |
| if loading > $1000/month |
Free |
1/month |
| Add money: |
| Direct deposit |
Free |
2/month |
| Cash using MoneyPak® or Swipe Reload at 7-Eleven and CVS |
$4.95 (charged by store) |
1/month |
| Swipe Reload at Walmart |
$3.74 (charged by store) |
1/month |
| Pre-Printed Payroll or Government Check with Walmart Rapid Reload |
$3.74 + check cashing fee (charged by store) |
6/year |
| From another UPside card |
Free |
2/year (IOU’s) |
| From a debit or credit card |
$2.80 |
1/year (for emergencies) |
| Get cash: |
| From ATM |
$1.952 |
2/month |
| Store Cash Back (up to $60) |
Free3 |
2/month |
| Spend Money: |
| Signature |
Free |
6/month |
| PIN |
Free |
8/month |
| Online Check Service |
|
|
| If Classic status (up to $800 only) |
$2.00 |
1/month |
| if Premium status1 |
1st monthly check Free |
1/month |
| under $500 (Premium Only) |
$1.00 |
1/month |
| $500.01 to $1000 (Premium Only) |
$2.00 |
1/month |
| $1000.01 to $1500.00 |
$3.00 |
1/month |
| When traveling abroad |
2% on top of exchange rate |
1/year |
| Information: |
| Call Customer Service |
|
|
| automated IVR access |
$0.99 |
3/year |
| speaking to live agent |
$2.00 |
1/year |
| if Premium status1 |
Free |
3/year |
| Email / Online / Mobile App |
Free |
8/month |
| ATM Balance Inquiry |
$0.992 |
3/year |
| Incidentals: |
| Decline at POS |
Free |
1/month |
| Negative balance |
Free |
2/year |
| Decline at ATM |
$2.00 |
3/year |
| Inactivity |
Free |
1/year |
| Card replacement |
$9.95 |
if lost |
| if expedited |
$30.00 (additional) |
if lost |
| PIN Change |
$0.99 (First free) |
1/lifetime |
| Closing account |
Free |
1/lifetime |
| Check issuance at account closure |
$12.00 |
1/lifetime |
1Earn 15,000 UPgrade points to become Premium Member
Earn UPgrade points by:
Direct Deposit = 2000 UPgrade points per load (over $200) + 1 UPgrade point per $1
MoneyPak loads = 1 UPgrade point per $1
Credit/Debit Card loads = 1 UPgrade points per $1 |
2Fees charged by ATM network may apply. Withdraw up to $400/transaction; $500/day.3Up to $60/transaction; 15 transactions/month. |
|
ATM Fees: When you use an ATM, you may be charged a fee by the ATM operator or any network used to complete the transaction (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).
International Transaction Fee: If you obtain your funds (or make a purchase) in a currency or country other than the currency or country in which your Card was issued, or make a purchase from a merchant using a bank that uses currency other than the currency in which your Card was issued, the amount deducted from your funds will be converted by Visa U.S.A. Inc. (“Visa”) into an amount in the currency of your Card. Visa U.S.A. Inc. will establish a currency conversion rate for this convenience using a rate selected by Visa U.S.A Inc. from the range of rates available in wholesale currency markets for the applicable central processing date which may vary from the rate Visa U.S.A. Inc. itself receives, or the government-mandated rate in effect for the applicable central processing date, in each instance, plus or minus any adjustment determined by the issuer. This percentage amount is independent of any amount taken by the issuer in accordance with the following section of these Terms & Conditions.
If you obtain your funds or, make a purchase in a currency or country other than the currency or country in which your Card was issued, or make a purchase from a merchant using a bank that uses currency other than the currency in which your Card was issued, the issuer may increase the currency conversion rate (described in the immediately preceding section) up to an additional 2% and will retain this amount as compensation for its services. This charge is independent of the currency conversion rate established by Visa U.S.A. Inc.
Plastyc Inc. is a privately held US corporation with a principal office in New York. Our mission is to provide payment and money management services to anyone with Internet access who would rather not drive to a bank and wait in line there.
We address consumers of all ages, including teenagers (13-17), provided that an adult is involved in their enrollment to our services.
We also help companies get paid by consumers easily and efficiently, or even pay contributors out instantly and at no cost.We have partnered with established financial institutions such as
Meta Payment Systems, payment systems networks like Visa & Green Dot Corporation, and processors like Fidelity Information Services.
We are committed to adhering strictly to the industry rules and regulations, as required by our financial institutions partners: the USA Patriot Act, the Bank Secrecy Act, the Gramm-Leach-Bliley Act, the list checks of US Treasury’s Office of Foreign Assets Control. We also maintain a strict Anti-Money Laundering policy.
Plastyc’s principals are veterans of the consumer and payment industries, with decades of experience at companies such as GemAlto, Oberthur, Unilever, Thomson/RCA, Sun Microsystems and Mobile365, a company in which both Visa and CitiBank were investors (now Sybase365)
For further corporate inquiries about the company, please contact us at [email protected].
Upside Prepaid Card Balance Check
You are able to check your balance in many ways:
- Online by logging onto your online card account
- From your downloaded UPside Mobile App (available for Android and iPhone)
- By calling customer service at 1-866-845-6273
- By using your cell phone’s internet browser and logging into your prepaid account at m.upsidecard.com(cardholders only)
- From your Facebook UPside Application
- Through ATM terminals with the Visa, Plus or Interlink logo.
Check Balance Online
You can use your UPside Visa Prepaid Card online anywhere Visa debit cards are accepted. When checking out, enter your billing information as asked. The billing address is the address you provided at enrollment. If you would like the merchandise shipped to another address, enter shipping information accordingly. Just logging onto your online card account here.
Check Balance by Phone
You can check your balance from your downloaded UPside Mobile App (available for Android and iPhone), by using your cell phone’s internet browser and logging into your prepaid account at m.upsidecard.com(cardholders only) or by calling customer service at 1-866-845-6273.
To login to your Upside Prepaid Card Account
If you wish to have a Upside Prepaid Card, you must be over 18, inorder to enroll for the UPside prepaid card. There is no fee involved or money needed to enroll, but you will need a Social Security Number for verification of your date of birth. Click here to sign up a account. After your successful registration. Click here to log in your Upside Prepaid Card account.
The Paypal Prepaid MasterCard is issued by The Bancorp Bank pursuant to license by MasterCard International Incorporated. The Bancorp Bank; Member FDIC. NetSpend is an Independent Sales Organization pursuant to an agreement with The Bancorp Bank.
There is no cost to place an online order for a PayPal Prepaid Card, or for the card we make available through the no-obligation mailed offer. Once you activate either of these cards, you must add funds to the card in order to use it. Upon adding funds, you will be automatically enrolled in the $4.95 per month fee plan which lets you make unlimited purchase transactions (subject to funds availability). To view this monthly fee, and the other costs associated with using the card, see the “Fees Related to the Service” section of the PayPal Prepaid Card Cardholder Agreement.
There is a $4.95 cost to purchase the temporary card at a retail location, and you will need to add funds at the time you purchase the card. Depending on which retail location you visit, the minimum initial load value will be either $10 or $20. The maximum initial load value will be $500.
Enrolling in direct deposit service is easy, no matter where a deposit comes from.
- Pay Checks: All or part of your pay check can be direct deposited to your PayPal Prepaid Card. You will need to provide your employer with The Bancorp Bank’s ABA routing number (031101169) and your card account number. Your card account number is not the 16-digit number on the card.
- Government Payments: The Benefits Express service makes it easy to set up direct deposit of government payments like Social Security, SSI or SSDI payments, or Veterans Administration compensation. Cardholders who have linked their PayPal Prepaid Card with their PayPal Account can also log-in to the online Account Center to enroll.
- Tax Refunds:Get your tax refunds faster than you would by having a check sent to you in the mail. Just include The Bancorp Bank’s ABA routing number (031101169) and your card account number on your tax return. Your card account number is not the 16-digit number on the card.
Transfers from the PayPal Account to the PayPal Prepaid Card are limited to the amount of funds available in your PayPal Account and may not exceed $300 a day/$2,000 per rolling 30 days. Overdrafts are not available. Money cannot be moved directly from individual funding sources like credit or debit cards, bank accounts, etc., attached to the PayPal Account to the PayPal Prepaid MasterCard Account. Money transfers from the PayPal Account to your PayPal Prepaid MasterCard cannot be reversed or cancelled.
PayPal is the faster, safer way to pay and get paid online, via a mobile device and in store. The service gives people simpler ways to send money without sharing financial information, and with the flexibility to pay using their account balances, bank accounts, credit cards or promotional financing. With 128 million active accounts in 193 markets and 25 currencies around the world, PayPal enables global commerce, processing more than 7.6 million payments every day. Because PayPal helps people transact anytime, anywhere and in any way, the company is a driving force behind the growth of mobile commerce and expects to process $20 billion in mobile payments in 2013. PayPal is an eBay (Nasdaq:EBAY) company and contributed 40 percent of eBay Inc.’s revenues in 2012. PayPal is headquartered in San Jose, Calif. and its international headquarters is located in Singapore. More information about the company can be found at www.paypal-media.com.
Paypal Prepaid MasterCard Balance Check
There are a variety of ways to check your card account balance. You can use online banking, through telephone and also in any MasterCard ATM. There is no fee to use the first two balance inquiry methods, there is a $0.50 fee for checking your balance at an ATM.
Check Balance Online
In order to check the card account balance using your online Account Center, you must have, or establish a PayPal Account and link it to your PayPal Prepaid Card. To enroll a Paypal Account, just click here.
Check Balance by Phone
All cardholders may call our toll-free Customer Service telephone number, use our real-time alerts service (pre-enrollment is required to use this service – standard text message rates from your wireless service provider may apply.), or check the card’s balance at an ATM. Click here to contact PayPal.
To login to your Paypal Prepaid MasterCard Account
First, you must sign up for a PayPal account. Go to this link. After enrolling a PayPal Account, link it to your PayPal Prepaid Card and simply log in to PayPal Prepaid using your PayPal account. Click here to log in your Paypal Prepaid MasterCard.
Get the purchasing power you need with a prepaid, reloadable BB&T MoneyAccount®. It’s a smart way to manage and protect your money.
- Apply in minutes—no credit check or bank account required
- Spend only the funds you have available in your account
- Make purchases, pay bills online, get cash back and more
- Use direct deposit to avoid costly check-cashing fees
Enjoy the benefits of a checking account with the convenience of a prepaid, reloadable debit card.
- Manage your account with ease—spending is limited to available funds
- Establish financial responsibility—ideal for young adults or students
- Enjoy hassle-free spending—perfect for frequent travelers and online shoppers
- Share joint accounts with your spouse, child, relative or friend
BB&T Prepaid Debit Card Pricing
SERVICE AND USAGE FEES
Chase Liquid is a reloadable card that can be used virtually anywhere VISA® debit cards are accepted.It allows you to manage your money and gives you access to over 19,000 Chase ATMs and 5,600 branches nationwide where you can load money to your card, make no fee cash withdrawals and more.
There is no fee to open a Chase Liquid Card, but a $25 minimum load is required along with a credit check. Click here to know more information about the fees
You can load paychecks, government benefit checks, and tax refunds by signing up for Direct Deposit. You can also deposit checks using Chase QuickDepositSM, make a cash or check deposit at a Chase DepositFriendlySM ATM or branch, or transfer money onto your card online, with Chase Mobile®, at a Chase ATM, or by phone.
To sign up for Direct Deposit: Log on to Chase OnlineSM, click on the Customer Center tab, and download the Direct Deposit form. Complete this form and give to your employer’s payroll department to request Direct Deposit of your payroll check. You can use this same form to set up Direct Deposit of government benefit checks and tax refunds, too.
Chase is the U.S. consumer and commercial banking business of JPMorgan Chase & Co. (NYSE: JPM), a leading global financial services firm with assets of $2.3 trillion and operations in more than 60 countries. We are the neighborhood bank for thousands of communities across the country. We serve approximately one of out of every six Americans through more than 5,600 bank branches; 19,000 ATMs; mortgage offices; online and mobile banking; as well as relationships with auto dealerships, schools and universities.
Here are just a few examples of how we may be helping you today:
- Serves 21 million households with consumer banking relationships.
- Services 7 million mortgage and home equity loans.
- Offers investment products and solutions to more than 1.6 million customers.
- Provides more than $50.3 billion in financing and lending to metropolitan-area governments and non-profits across the country.
With such a broad range of businesses, our mission at Chase is quite simple: to be the industry leader in customer service. And we have more than 160,000 employees across the world to help us achieve it.
Chase Liquid Prepaid Card Balance Check
There are several convenient ways to check your Chase Liquid balance:
- Sign up for Account Alerts by email, text message, phone call or iPhone push notification.
- Visit Chase.com, call us at 1-877-712-0088 or go to any Chase ATM or your nearest branch to obtain your balance.
- If you are enrolled in Chase Mobile® and have signed up for text banking, you can also text “bal” to 24273 and we’ll send a text back with your available balance.
There is no charge from Chase but message and data rates may apply. Such charges include those from your communications service provider.
Check Balance Online
Banking at the branch is only the beginning. Chase Online Banking gives you a variety of services that help you use and manage your Chase accounts, when and where you want.
To access your account and check your balance online simply go to Chase.com to set up online access to your Chase Liquid Card. If you have any questions, you can visit a branch or contact.
You can see and update your profile settings in the Customer Center at Chase Online.
Check Balance via Mobile
Chase makes it easy for you to check to see how much money is in your account. Just send a text to 24273 and we’ll send you a text back with your balance and more.
To log in to your Chase Liquid Prepaid Card Account
Banking at the branch is only the beginning. Chase Online Banking gives you a variety of services that help you use and manage your Chase accounts, when and where you want.
Logging in your Chase Liquid Online is both hassle-free and worry-free.
You only need to enroll here
You will be asked for your:
1. Social Security or Tax ID Number
2. Any account, credit or debit card numbers
3. Access to a phone or email you provided them in the past
U.S. Bank Prepaid Cards are an innovative, efficient replacement for cash and checks. Funds are easy to access while safely stored in a card account. There’s no risk of credit card debt because prepaid card holders can only access the funds preloaded to the card. Choose from a variety of options to meet your individual needs! You may choose on Personal, Small Business and Commercial and Government Accounts.
Funds are easy to access while safely stored in a card account. There’s no risk of credit card debt because prepaid card holders can only access the funds preloaded to the card. Choose from a variety of options to meet your individual needs:
The Convenient Cash Card is a simple way to manage your money and your life. No bank account or credit check is required to enroll, and since spending is limited to the amount of money deposited to the card, you can’t incur overdraft fees. The Convenient Cash Card is a great payment solution to help meet your financial needs. Purchase your reloadable card today at any U.S. Bank branch or online for just $3.00. No minimum balance is required.
Under some situations you will be charged fees for using your Card. We will charge you and you agree to pay the fees and charges set forth in the Fee Schedule included with your Card. Fees are subject to change from time to time. You will receive prior notice of fee increases as required by applicable law. Fees will be deducted automatically from the Card balance.
- Transaction Fees. We may charge you for ATM withdrawals or Point of Sale (POS) purchases, inquiries and/or declines due to insufficient balance and similar fees.
- ATM Fees. When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer.
- Periodic Fees. We may charge you fees on a regularly recurring basis such as a monthly maintenance and similar fees.
- Event-driven Fees. We may charge you fees triggered by a specific event such as the issuance of a replacement Card or Account closure and similar fees.
Convenient CashTM Fee Schedule
Effective 12/01/12 |
| Enrollment Fee |
$3.00 |
One-time fee assessed upon opening account. |
| Monthly Service Fee |
$3.00 |
A monthly fee will be assessed once the account is activated. |
| U.S. Bank ATM Withdrawal |
FREE |
U.S. Bank will not charge a fee to your account per ATM transaction at a U.S. Bank ATM. |
| U.S. Bank ATM Balance Inquiry |
FREE |
U.S. Bank will not charge a fee to your account per ATM transaction at a U.S. Bank ATM. |
| U.S. Bank ATM Decline |
FREE |
U.S. Bank will not charge a fee to your account per ATM transaction at a U.S. Bank ATM. |
| Non-U.S. Bank ATM Withdrawal |
$2.00 |
U.S. Bank will charge a fee to your account per non-U.S. Bank ATM transaction. Also, the owner of an ATM may assess a surcharge fee on any ATM transaction you complete. |
| Non-U.S. Bank ATM Balance Inquiry/Decline |
$1.00 |
A fee for all inquiries completed or transactions declined via a non-U.S. Bank ATM. |
| International ATM Withdrawal |
$3.00 |
U.S. Bank will charge a fee to your account per international ATM transaction. Also, the owner of an ATM may assess a surcharge fee on any ATM transaction you complete. |
| International ATM Inquiry/Decline |
$1.50 |
U.S. Bank will charge a fee to your account per inquiry or declined transaction via an international ATM. Also, the owner of an ATM may assess a surcharge fee on any ATM transaction you complete. |
| Teller Withdrawal |
$3.00 |
If your Card is used to make a cash withdrawal from a teller at a financial institution, U.S. Bank will charge you a fee. |
| Automated Customer Service via Interactive Voice Response (IVR) |
FREE |
U.S. Bank will not charge a fee to your account for IVR balance inquiries or tracking your transaction history. |
| Customer Service via www.usbconvenientcash.com |
FREE |
U.S. Bank will not charge a fee to your account for online balance inquiries or tracking your transaction history. |
| Live Customer Service Representative |
$2.00 |
Per call. The first 2 calls each month to Convenient Cash Customer Service in which you speak to a live customer service representative will be free of charge. |
| Cash Loads at U.S. Bank Branch |
FREE |
Add cash to your card at any U.S. Bank branch free of charge. |
| Direct Deposit |
FREE |
U.S. Bank will not charge a fee to your account to set-up direct deposits to your Card. |
| Monthly Paper Statements |
$3.00 |
If a monthly paper statement is requested, a fee will be assessed to your Card for each monthly paper statement. Statements accessed over the internet at www.usbconvenientcash.com are free of charge. |
| Foreign Transaction |
Up to 3% per transaction |
A fee charged on a transaction in which the merchant/ATM is located in a country other than the U.S. or processes transactions outside of the U.S. |
| Text Alerts |
FREE |
U.S. Bank will not charge a fee to your account for signing up or using our text alerts service. (Standard messaging charges may apply from your mobile carrier.) |
| Email Alerts |
FREE |
U.S. Bank will not charge a fee to your account for signing up or using our email alerts service. |
| Card Replacement Fee |
$15.00 |
If you request a replacement Card, a fee will be assessed. |
| Expedited Card Replacement |
$30.00 |
Expedited processing (2 business days) of a replacement or reissued Card. |
U.S. Bancorp (NYSE: USB), with $321 billion in assets, is the parent company of U.S. Bank, the 5th largest commercial bank in the United States. The company operates 3,086 banking offices and 5,086 ATMs, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions.
U.S. Bank can take every part of your business to new heights. From business lending to payment services. From equipment financing to commercial real estate. And, even the personal banking needs of every employee. U.S. Bank can do it with a level of service no other bank can match.
U.S. Bank Convenient CashTM Card Balance Check
Perform withdrawals and balance inquiry transactions on Visa/MasterCard/Cirrus®/PLUS® automated teller machines (ATMs) according to the brand of the Card you have been issued. Follow the instructions given by the ATM and simply choose the option check balance or balance inquiry to know your current balance.
Check Balance Online
You can access your account online. Just log in to your card account by simply clicking here.
Check Balance by Phone
You may obtain Account balances and review recent Card activity by calling 855-822-3293. This information along with a 60-day history of Account transactions.
To login to your U.S. Bank Convenient CashTM Card ACCOUNT
In order to log in to your account, you must enroll your account here. You will be asked to enter your card number and follow the instructions. Once you are already enrolled you can now log in and you can start to check your balance, view statements, change your PIN and other available services.
The Vision Prepaid Card is a prepaid debit card that can be used just like a regular credit card or debit card account. With your Vision prepaid card, you can shop online at stores, buy things at the mall, eat out at your favorite restaurants or withdrawal cash at the ATM. Prepaid cards are a simple way to achieve financial freedom without the worries of overdraft fees, late payments, long lines at the bank, or waiting for a check to be deposited into your account. Due to it being a prepaid card, you can only spend the money available on the card and you will never have to deal with banking pains again.
Vision Prepaid Card Features
- 5.65% APY Savings Account
- 1% Cash Back on All Gas Purchases
- Free Roadside Emergency Assistance
- No Credit Check
- No Interest Charges
These features make the Vision Card one of the best prepaid cards that are available. Your are able to effectively manage your funds online all while earning interest in your free 5.65% APY Savings Account. This feature is not readily available for other types of prepaid debit cards, so you definitely want to take advantage of that.
Vision Card Fees
The Vision Card fees are comparably low to the other prepaid cards on the market. The activation is only $9.95 and the monthly fee is $7.95. There are no transaction, bill pay or customer service fees as you will sometimes find with other cards. Can you imagine having to pay to talk to someone about a problem with their product? That is ridiculous.
Compared to a regular checking account at a bank, the Vision Card provides a great alternative. You can literally do all of the same things with your prepaid card as you can with a debit card.
The Vision Card represents an excellent choice for prepaid cards currently available on the market. While they do not have the same presence as the Rush Card or Walmart Money Card, it is definitely a good option and something that you should consider purchasing.
Western Union offers two different types of prepaid debit MasterCard’s known as the Western Union Moneywise Card and the Western Union Gold Card. They are both very popular prepaid debit card options as Western Union has been involved in the financial services industry for years now and are highly experienced in all forms of money management and transfer. Worldwide there are over 46,000 Western Union service locations where you can re-load your card with additional funds, withdrawal cash from the card or transfer money to a family member in need.
What is a Western Union Prepaid Card?
The Western Union Prepaid Card acts just like a regular debit card. You can shop online at your favorite websites like Amazon.com, purchase items at local stores and malls, or even go to the ATM and take the cash out that you need. The major difference between a prepaid card and regular debit card is that there is no banking institution and you can only spend the money that you deposit onto the card. So if you take your $1,000 paycheck and deposit that onto your Western Union Prepaid Card, you can only spend $1,000. It’s a great way to earn financial freedom and never having to worry about overdraft fees or late fees ever again.
Why we love Western Union Prepaid Cards
Western Union prepaid cards come with a lot of great features such as online bill pay, money management systems, text messaging alerts, free activation, and other items. They don’t try and charge outrageous fees that you will find with some other prepaid cards who will nickel and dime you for every single thing that you try and do.
Here are the main features for the Western Union Moneywise and Western Union Gold Card.
- No monthly maintenance fees.
- No purchase transaction fees.
- No overdraft or late payment fees.
- No bank account or credit check required.
- FREE to activate your card online.
- FREE payroll direct deposit1.
- Receive a Western Union® Money Transfer® transaction2 onto your card.
- Add money3 at over 46,000 participating Agent locations.
- Protected by MasterCard’s Zero Liability Policy4.
- Use anywhere Debit MasterCard® is accepted5, including online and at ATMs.
- Manage your account online or over the phone.
- SMS texts6 alerts to track your balance.
- Earn rewards7 on every qualifying Western Union® transaction — even when you load cash to your card.
- Save time with no forms to fill out
Net spend keeps your money safe in the account rather than your wallet where the risk involved is more taking into account the vicious world filled with the prying eyes of pick picketers. So it is better to pay a small fee in terms of maintenance fees rather than losing all your money. Net spend charges a minimal monthly charge less than even 10$ as a token for maintenance.
Most of the companies claiming to have a no credit check policy have hidden charges which are not mentioned till the actual card is taken and even then they are mentioned in very small print. The user gets to know these details as and when the money actually starts getting deducted.
Net Spend is very transparent regarding these issues and has NO HIDDEN charges. You can go on to enjoy your facilities with no fear of paying extra unwanted money to the company.