Serve is a Reloadable Prepaid Account that can be used for everyday purchases virtually anywhere American Express® Cards are accepted worldwide. With Serve, you can also send and receive money by email, text, and Facebook and access your Account with the mobile app. Serve has no credit checks, no monthly or annual fees, and no long-term commitments.
There are no fees to set up a scheduled transaction. Please note that your credit card company may charge you a cash advance fee for loading money from your credit card. Please check with your credit card issuer for details.
Direct Deposit is an easy way to fund your Serve® Account from your paycheck. You can have all or part of your paycheck automatically added to your Serve Account through your employer.
If you’ve activated your Serve® Card and your employer participates, you can enroll in Direct Deposit. Just log into your Serve Account and click on Bank & Cards under My Account. There are two ways to enroll. Under Sign Up for Direct Deposit, you’ll see a button to Get Account Information, which will show you the information you’ll need to fill out your employer’s form. Or click Open Form to download the Serve form that you can print, fill out, and give to your employer.
American Express has been innovating commerce since 1850, that’s a rich history of understanding where commerce has been. But technology has changed –– and continues to change –– the way people connect to each other, to their money, and to the businesses they love most.
Serve combines that rich history with new technology and accessible benefits to bring American Express membership
to more people.
American Express Serve Prepaid Card Balance Check
You can check your balance through ATM’s, online and or your mobile app.
Check Balance Online
To view your balance or transaction history, log into your Serve Account online. You can view your transaction history and Account balance on your homepage after you’ve logged in. Visit: https://www.serve.com/
Check Balance by Phone
To view your balance or transaction history, log into your Serve Account online using your mobile app. For Serve Account inquiries, you may contact them at 1-800-954-0559, 24 hours a day, seven days a week.
To login to your American Express Serve Prepaid Card Account
You must first create your account on Serve (https://www.serve.com/). Click the “Create Account” button to activate the form for signing up. When you’re finished, you are now ready to log in your account and you can view your transaction history and account balance on your homepage after you’ve logged in.
UPside is a money management service that comes with an UPside Visa Prepaid Card, an online virtual check book, and many other one-of-a-kind services. You can receive funds through direct deposit, cash loads at more than 50,000 retailers nationwide, check cashing, and credit or debit card. Because it’s prepaid, your spending is limited to the amount of money received on the account. All purchases and payments that you make with your UPside card are decremented from your available balance in real time. And, unlike most other prepaid cards, you will earn reward points redeemable for cash back onto your card.
The UPside prepaid card account has lower fees than other spending cards available. And the majority of these fees can be avoided by managing your card correctly – checking your balance online, loading funds from an employer or from a checking account.
UPside Visa Prepaid Card
Summary of Fees |
| Fee Category/Type |
Amount |
Typical Use |
| Total cost of set up: |
| Card purchase |
Free |
1/lifetime |
| Monthly fee |
|
|
| if loading < $500/month |
$4.95 |
1/month |
| if loading > $500/month |
$0.99 |
1/month |
| if Premium status1 |
Free |
1/month |
| Optional second card |
|
|
| purchase |
$1.99 |
1/lifetime |
| if loading < $1000/month |
$1.99 |
1/month |
| if loading > $1000/month |
Free |
1/month |
| Add money: |
| Direct deposit |
Free |
2/month |
| Cash using MoneyPak® or Swipe Reload at 7-Eleven and CVS |
$4.95 (charged by store) |
1/month |
| Swipe Reload at Walmart |
$3.74 (charged by store) |
1/month |
| Pre-Printed Payroll or Government Check with Walmart Rapid Reload |
$3.74 + check cashing fee (charged by store) |
6/year |
| From another UPside card |
Free |
2/year (IOU’s) |
| From a debit or credit card |
$2.80 |
1/year (for emergencies) |
| Get cash: |
| From ATM |
$1.952 |
2/month |
| Store Cash Back (up to $60) |
Free3 |
2/month |
| Spend Money: |
| Signature |
Free |
6/month |
| PIN |
Free |
8/month |
| Online Check Service |
|
|
| If Classic status (up to $800 only) |
$2.00 |
1/month |
| if Premium status1 |
1st monthly check Free |
1/month |
| under $500 (Premium Only) |
$1.00 |
1/month |
| $500.01 to $1000 (Premium Only) |
$2.00 |
1/month |
| $1000.01 to $1500.00 |
$3.00 |
1/month |
| When traveling abroad |
2% on top of exchange rate |
1/year |
| Information: |
| Call Customer Service |
|
|
| automated IVR access |
$0.99 |
3/year |
| speaking to live agent |
$2.00 |
1/year |
| if Premium status1 |
Free |
3/year |
| Email / Online / Mobile App |
Free |
8/month |
| ATM Balance Inquiry |
$0.992 |
3/year |
| Incidentals: |
| Decline at POS |
Free |
1/month |
| Negative balance |
Free |
2/year |
| Decline at ATM |
$2.00 |
3/year |
| Inactivity |
Free |
1/year |
| Card replacement |
$9.95 |
if lost |
| if expedited |
$30.00 (additional) |
if lost |
| PIN Change |
$0.99 (First free) |
1/lifetime |
| Closing account |
Free |
1/lifetime |
| Check issuance at account closure |
$12.00 |
1/lifetime |
1Earn 15,000 UPgrade points to become Premium Member
Earn UPgrade points by:
Direct Deposit = 2000 UPgrade points per load (over $200) + 1 UPgrade point per $1
MoneyPak loads = 1 UPgrade point per $1
Credit/Debit Card loads = 1 UPgrade points per $1 |
2Fees charged by ATM network may apply. Withdraw up to $400/transaction; $500/day.3Up to $60/transaction; 15 transactions/month. |
|
ATM Fees: When you use an ATM, you may be charged a fee by the ATM operator or any network used to complete the transaction (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).
International Transaction Fee: If you obtain your funds (or make a purchase) in a currency or country other than the currency or country in which your Card was issued, or make a purchase from a merchant using a bank that uses currency other than the currency in which your Card was issued, the amount deducted from your funds will be converted by Visa U.S.A. Inc. (“Visa”) into an amount in the currency of your Card. Visa U.S.A. Inc. will establish a currency conversion rate for this convenience using a rate selected by Visa U.S.A Inc. from the range of rates available in wholesale currency markets for the applicable central processing date which may vary from the rate Visa U.S.A. Inc. itself receives, or the government-mandated rate in effect for the applicable central processing date, in each instance, plus or minus any adjustment determined by the issuer. This percentage amount is independent of any amount taken by the issuer in accordance with the following section of these Terms & Conditions.
If you obtain your funds or, make a purchase in a currency or country other than the currency or country in which your Card was issued, or make a purchase from a merchant using a bank that uses currency other than the currency in which your Card was issued, the issuer may increase the currency conversion rate (described in the immediately preceding section) up to an additional 2% and will retain this amount as compensation for its services. This charge is independent of the currency conversion rate established by Visa U.S.A. Inc.
Plastyc Inc. is a privately held US corporation with a principal office in New York. Our mission is to provide payment and money management services to anyone with Internet access who would rather not drive to a bank and wait in line there.
We address consumers of all ages, including teenagers (13-17), provided that an adult is involved in their enrollment to our services.
We also help companies get paid by consumers easily and efficiently, or even pay contributors out instantly and at no cost.We have partnered with established financial institutions such as
Meta Payment Systems, payment systems networks like Visa & Green Dot Corporation, and processors like Fidelity Information Services.
We are committed to adhering strictly to the industry rules and regulations, as required by our financial institutions partners: the USA Patriot Act, the Bank Secrecy Act, the Gramm-Leach-Bliley Act, the list checks of US Treasury’s Office of Foreign Assets Control. We also maintain a strict Anti-Money Laundering policy.
Plastyc’s principals are veterans of the consumer and payment industries, with decades of experience at companies such as GemAlto, Oberthur, Unilever, Thomson/RCA, Sun Microsystems and Mobile365, a company in which both Visa and CitiBank were investors (now Sybase365)
For further corporate inquiries about the company, please contact us at info@plastyc.com.
Upside Prepaid Card Balance Check
You are able to check your balance in many ways:
- Online by logging onto your online card account
- From your downloaded UPside Mobile App (available for Android and iPhone)
- By calling customer service at 1-866-845-6273
- By using your cell phone’s internet browser and logging into your prepaid account at m.upsidecard.com(cardholders only)
- From your Facebook UPside Application
- Through ATM terminals with the Visa, Plus or Interlink logo.
Check Balance Online
You can use your UPside Visa Prepaid Card online anywhere Visa debit cards are accepted. When checking out, enter your billing information as asked. The billing address is the address you provided at enrollment. If you would like the merchandise shipped to another address, enter shipping information accordingly. Just logging onto your online card account here.
Check Balance by Phone
You can check your balance from your downloaded UPside Mobile App (available for Android and iPhone), by using your cell phone’s internet browser and logging into your prepaid account at m.upsidecard.com(cardholders only) or by calling customer service at 1-866-845-6273.
To login to your Upside Prepaid Card Account
If you wish to have a Upside Prepaid Card, you must be over 18, inorder to enroll for the UPside prepaid card. There is no fee involved or money needed to enroll, but you will need a Social Security Number for verification of your date of birth. Click here to sign up a account. After your successful registration. Click here to log in your Upside Prepaid Card account.