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Prepaid Visa Card


Prepaid Visa Card

Turn on the news or read the financial websites and you will notice an alarming trend. There is an epidemic of bank failures that are hitting the world. We have lost confidence in our banks to the point where a can buried in our backyard or a mattress is looking just as attractive as the average bank.

Because of this, many are noticing the prepaid Visa card. No longer is this only for those with damaged or no credit. Those who have lost confidence in their bank have embraced these cards as a safe haven for their money.

Nearly all of the major issuers offer these. Once you are approved, and you will be regardless of your history, you will receive a Visa in the mail. This card looks exactly the same as any other and can be used anywhere you see the logo displayed.

In order to use it, you have to fund it. The best way to do this is by direct deposit. By depositing all or a portion of your paycheck, in most cases, you avoid the maintenance fees that come with other methods of funding. You can make ATM deposits, and even mail a check but that often requires you to pay a fee. Stick with direct deposit and it is most likely going to be free. You also get some added services. These may include free bill pay, free direct deposit, balance alerts sent to your e-mail box or cell phone, and if you have the misfortune of damaged credit, your positive payment activities will be reported to the credit agencies.

As you go to the web looking for the best on the market make sure to fully investigate. There is no absence of cards without an annual fee so in most cases, push aside those offers that have fees built in to them. If you find one that you like but it has an annual fee, call their customer service department as ask them to waive the fee for the first year. Often they will agree to this.

Are you a parent? It can also be used to teach your teenage child healthy spending habits or keep your college age son or daughter on a budget while away from home. Don’t let your child be the next student who graduates from college with mounting credit card debt.

While your money is 100% safe if held at a bank, many have lost confidence in the banking system and as a result, the prepaid Visa card has become a more attractive option.

For more about Prepaid Credit Cards or to learn about Bad Credit Credit Cards visit us.

Orchard Bank MasterCard – Reviewed


Orchard Bank MasterCard – Reviewed

The Orchard Bank MasterCard gives many benefits while still reporting to the major bureaus. They give you an opportunity to choose from a variety of MasterCard offers so that your card matches your financial needs and situation.

You’ll have the flexibility of using it at millions of locations worldwide, including ATM’s. With other applications, you submit your information for just one offer.

When you fill out their form, they process the information and then determine which you are actually best qualified for. You won’t need to worry about being turned down, because there is even a secured card with guaranteed approval.

However if you qualify for more than one you decide which one you want. It is up to you.

For qualified applicants, they offer a six-month introductory 0% APR for purchases and balance transfers. This can help get your spending under control by not having to pay interest for six months or consolidating several of your current bills into one payment.

Account Management

An account is simple to maintain and control. You will have access to your information twenty-four hours a day.

You can check your purchase and payment history and keep track of your balance in just minutes with their online account management system. Paying your bills on time is critical if you want to strengthen your credit.

You get to choose your monthly payment due date, giving you the freedom to select a due date that works for you. When you sign up for text messages and email alert service, you will receive reminders about upcoming due dates.

Bill Payments

You can set up monthly payments by scheduling them through your account. Set up one-time, recurring, and even payments that will be processed immediately with their Rush Pay service.

With automatic payments you can set up your schedule and then let Orchard Bank do the rest. They want you to have a good financial foundation.

And by letting you know which offers you will likely qualify for before you submit an application. It will help you eliminate unnecessary inquiries, which can lower your credit score.

The online account management tools will guide you towards effective financial control. They will regularly review your account status and increase your limit when practical, giving you more purchasing power and demonstrating to the bureaus that you are a responsible consumer.

In sum we do suggest the Orchard Bank MasterCard it is a good bad credit credit card for a complete review visit us.

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Benefits Of Having MasterCard Prepaid Debit Card


Benefits Of Having MasterCard Prepaid Debit Card
Since the MasterCard prepaid debit card do not have any conditions or obligations they are more preferred by people for purchasing.

With the MasterCard prepaid debit card you can make the purchase easily from anywhere and it can also be easily loaded anytime. Many retail stores and at any locations the MasterCard prepaid debit card will be accepted. There is no need for money or cash to pay while using MasterCard prepaid debit card. Such cards help us from theft of money and make us in safer positions during travelling to distant places. There is some small amount of charge made by some companies for using MasterCard prepaid debit card where as some companies will not charge at all. By using MasterCard prepaid debit card you can avails these advantages.

Unlike the traditional debit card, the MasterCard prepaid debit card is not linked to the bank account. These facilities make consumers comfortable when making major credits such as for cars, during hotel reservation or during online purchase of materials or books. This facility should be made acceptable by the institution and also should have checking account. It is important for the institutions to accept this facility and it is also important to have a checking account. This has made the MasterCard prepaid debit card to be easily accessible in taking in anywhere we want it. You can easily access the fund and also purchase quickly. This option is easy for the people who cannot buy things out of the money what they actually get and who cannot spend more money than it is allotted. The credit cards involves many issues and those who cannot go direct for getting MasterCard prepaid debit card can apply online. The only thing that should be done is to post money in to account through internet or deposit. This will also provide security against any illegal usage of the card by 100%. This MasterCard prepaid debit card provides you complete peace and you also need not worry even if the card is being stolen. It is possible to block the card easily if it is lost by simple make a call to the customer care. Having the PIN code facility is very beneficial for every transaction. Only if the PIN is provided any large or small quantity of purchase can be done. With this PIN facility you can monitor your purchase and have control over your spending.

Author is an expert writer on MasterCard Prepaid Debit Card.

Be Satisfied With Prepaid Cards


Be Satisfied With Prepaid Cards

Prepaid phone cards are so popular with families, relatives, friends and acquaintances who are far away from each other. They use these cards as a mean of communication.

In fact, prepaid phone cards, you can easily make local and international calls, not only because of its affordable price, but also that you can use it anytime and anywhere. These cards are handy, as this paper is a mechanism that can be used like any landline phone, telephone, mobile phone and phone booths to pay for hotels. So, with these cards, you can call, convenient, since you can put a card in your pocket or purse.

If there is a need to make emergency call, you can easily make one, because you have a card with you and you can use it on any phone. So, you’re talking about convenience, you can get with prepaid phone cards.

These cards are designed to replace coins during storage. His idea was so far, and the card was perfect now than before. You do not have that many coins with you, just make sure you have a tool with you, if you need to call. If you have to think about it, it’s really a hassle on your part a lot of coins with you. So, these cards are really comfortable.

As you can see, there are many prepaid phone cards on the market, it would be advisable that you choose the right one for you, because all of these cards with different rates, features and services. Do not hesitate to compare multiple cards until you find one for you. Get more information about the card rates, features and services, and to compare them, of course, you want to go with the card that we can meet your needs and lifestyle.

Better take a moment and find a card that can satisfy you not waste your time with a card that can give you what you want and need a little effort. It is wiser on your part than a few cards. Surfing the net is the easiest way to compare prepaid phone cards.

Going with a reliable phone card company is required to be sure to get the right card for you. Little of your time and effort worth it if you have gotten the right prepaid phone cards that can satisfy all your needs and desires and can also customize your budget.

As micro-fewer than 10 employees, they have economic advantages are more and react faster than AT & T to market changes. After eight years old, lumbering giant has lost 90% of its customers. Finally, in 2004 announced that the stop courting private clients. Daniel the micro-entrepreneur, telecommunications killed Goliath.

In fact, pre-paid phone card is a money saver, because it can help you reduce your monthly phone bill in half. It is a fact that the telephone service provider to offer higher rates than those with a pre-paid cards, so you can easily budget for phone expenses you are calling cards.

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Mastercard – The Master Of All Cards


Mastercard – The Master Of All Cards

Credit cards have had a big impact on our lifestyle. And with the popularity of online shopping fast on the rise, the significance of credit cards is expected to increase even more.

Also known as plastic money, credit cards are a replacement for cash. It is much easier to fit this small card inside your wallet than to carry a large amount of cash. Better still, you can buy items with credit cards and if you need cash, you can always withdraw it from an ATM.

One of the international market players leading this payment system is MasterCard. MasterCard credit and debit cards are the brands marketed by MasterCard Incorporated. MasterCard with its network spread in about 210 countries across the world is one of leading credit cards in the world and the number two payment system in the US.

The MasterCard credit cards are quite popular as a premier brand. Simply known as MasterCard, they are one of the most preferred and trusted credit cards with the consumers. MasterCards are issued by several partner banks and are designed to target different financial and credit situations.

MasterCards, like other credit cards, are of four types: standard credit cards, credit cards with rewards programs, specialty credit cards, and credit cards for bad credit.

Standard credit cards are readily available and issued. They are also the most common form of credit cards. Credit cards with rewards programs are offered for the benefit of certain section of people. You get rewards in terms of points or discounts when you purchase items with your MasterCard. Credit cards for bad history are secured credit cards designed for those customers with a poor credit history. Giving special attention to students and people in big businesses, MasterCard issues special credit cards suiting their credit requirement.

JPMorgan Chase and Citigroup are the two largest shareholders of MasterCard. The following credit cards are some of top brands from MasterCard:

Citi® Platinum Select® Card has climbed the popularity chart with its 0% APR on balance transfers and purchases for 1 year. The regular APR is also very reasonable at 11.24%. Another enticing feature is its free and secure online account management. It also carries no annual fee.

With Citi® Diamond Preferred® Rewards Card, you can earn 5,000 bonus points after the first purchase. Also get 5 reward points for every dollar on purchase at supermarkets, gas stations and drugstores. This reward card from MasterCard is worth its 13.24% regular APR. There is also a 0% APR on balance transfer for 12 months.

If you are looking at additional benefits and perks, MasterCard has HSBC Platinum MasterCard. Some of the benefits offered are extended warranties, unlimited purchase protection, and travel accident insurance. It carries no annual fee. There is no APR on both purchases and balance transfers for 12 months. The regular APR is 11.24%. Other benefits are free online bill payment, secure and free online account management.

For music lovers, MasterCard has Universal Entertainment MasterCard®. Cardholders can earn 1 Universal Point for 1 dollar spent on purchases and 2 points on select purchases made at Universal hotels, theme parks, and resorts and redeem those points for Universal products such as DVDs and CDs and also admission at theme parks. There is no APR on balance transfer for up to 6 months. The regular APR is 13.99%.

For people who love to sit behind hot wheels can opt for GM Card®. With this card you can earn 5% toward the purchase or lease of a new GM car, truck or SUV. There is 0% introductory APR for 12 months. Free and secure online account management is also offered.

Other popular credit cards from MasterCard are Universal Entertainment MasterCard®, Continental Airlines World MasterCard®, and Marathon® Platinum MasterCard® from Chase. is a free online credit cards review and application website. We offer credit cards selection from visa, mastercard [], discover, American express, citicards, visa credit cards, and many others. We have quite some categories and hundreds of credit cards selection to fit your need. Apply for a mastercard credit card at now.

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Walmart MoneyCard Customer Service


You have three options to reach customer service for your Walmart Money Card. You can call Walmart MoneyCard support, visit a Walmart store, or send an email. The best way to get the help you need is by emailing customer support.

Email Customer Support

The best way to reach customer support is through the online email option. You will not get an immediate response, but this has been rated at the most effective way to get your problem resolved.

Visit Walmart Support here and fill in the information that is requested. We recommend to be as detailed as possible although you are limited to 300 characters in total. Do not reveal your specific account information, pin number or card transaction history.

You will get a call back from Walmart customer service.

Fill out this form for the best MoneyCard Support

Call Walmart Money Card Support

The MoneyCard support team can be reached at 1-877-937-4098. You will be put on hold and depending on how you received your card, you may not be eligible to speak with a real person. This is why we recommend that you submit the email form and just wait for a response. You don’t want to waste your time on the phone only to find out that they can’t assist you!

Visit Walmart Financial Centers

Visit your local Walmart financial center to find out more information about your account. Use this free locator to find the nearest Walmart to you. Warning: not all locations have a financial center so we recommend that you call ahead.