Independent organization selects Emerald Card for its inclusion, trust, success and opportunity
H&R Block’s (NYSE: HRB) Emerald Prepaid MasterCard® won recognition as a Consumer Champion by industry publication Paybefore. A six-judge panel for the 2015 Paybefore Awards selected the Emerald Card for delivering the “best consumer value” and embodying Center for Financial Services Innovation (CFSI) principles: embrace inclusion, build trust, promote success and create opportunity.
The Emerald Card will compete against two other cards for the “Best in Category” honor at the 2015 Paybefore Awards ceremony held Feb. 24. The public may vote for the “Best in Category” winner by visiting http://paybefore.com/awards/sixth-judge-voting/. These votes will count as one sixth of total votes and in previous years have determined the outcome in nine categories. Voting is unlimited and closes Jan. 28.
“Winning ‘Consumer Champion’ is a tremendous award for the Emerald Card and a validation of H&R Block’s core value to do the right thing. With the Emerald Card, we offer consumers the very best in the industry: a low-cost, rich-in-features prepaid card,” said Greg Quarles, president of H&R Block financial services.
The recognition of the Emerald Card as a Consumer Champion comes on the heels of its ranking among the best of prepaid cards two years running by a leading consumer industry group. Additionally, it won Best in Category and Top of Wallet by Paybefore in 2014 and ranked among the top three consumer-friendly prepaid cards by Bankrate.com. In 2013, the Emerald Card Mobile BankingTM app was named the Outstanding Mobile Wallet and Mobile Application by Paybefore.
Close to 2.4 million H&R Block clients opted for the Emerald Card in 2014, loading more than $9.2 billion. Since the Emerald Card’s launch in 2006, more than $67 billion has been loaded onto Emerald Cards.
###
About H&R Block
H&R Block, Inc. (NYSE: HRB) is the world’s largest consumer tax services provider. More than 650 million tax returns have been prepared worldwide by and through H&R Block since 1955. In fiscal 2014, H&R Block had annual revenues over $3.0 billion with 24.2 million tax returns prepared worldwide. Tax return preparation services are provided in approximately 12,000 company-owned and franchise retail tax offices worldwide by professional tax preparers, and through H&R Block Tax Software products. H&R Block Bank provides affordable financial services products. For more information, visit the H&R Block Newsroom at http://newsroom.hrblock.com/.
The H&R Block Emerald Prepaid MasterCard® is issued by H&R Block Bank, a Federal Savings Bank, Member FDIC, pursuant to a license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. Not available at all locations and to all applicants. Additional fees, terms and conditions apply. ID verification required. Consult your Cardholder Agreement for details on fees, terms and conditions.
The Paypal Prepaid MasterCard is issued by The Bancorp Bank pursuant to license by MasterCard International Incorporated. The Bancorp Bank; Member FDIC. NetSpend is an Independent Sales Organization pursuant to an agreement with The Bancorp Bank.
There is no cost to place an online order for a PayPal Prepaid Card, or for the card we make available through the no-obligation mailed offer. Once you activate either of these cards, you must add funds to the card in order to use it. Upon adding funds, you will be automatically enrolled in the $4.95 per month fee plan which lets you make unlimited purchase transactions (subject to funds availability). To view this monthly fee, and the other costs associated with using the card, see the “Fees Related to the Service” section of the PayPal Prepaid Card Cardholder Agreement.
There is a $4.95 cost to purchase the temporary card at a retail location, and you will need to add funds at the time you purchase the card. Depending on which retail location you visit, the minimum initial load value will be either $10 or $20. The maximum initial load value will be $500.
Enrolling in direct deposit service is easy, no matter where a deposit comes from.
- Pay Checks: All or part of your pay check can be direct deposited to your PayPal Prepaid Card. You will need to provide your employer with The Bancorp Bank’s ABA routing number (031101169) and your card account number. Your card account number is not the 16-digit number on the card.
- Government Payments: The Benefits Express service makes it easy to set up direct deposit of government payments like Social Security, SSI or SSDI payments, or Veterans Administration compensation. Cardholders who have linked their PayPal Prepaid Card with their PayPal Account can also log-in to the online Account Center to enroll.
- Tax Refunds:Get your tax refunds faster than you would by having a check sent to you in the mail. Just include The Bancorp Bank’s ABA routing number (031101169) and your card account number on your tax return. Your card account number is not the 16-digit number on the card.
Transfers from the PayPal Account to the PayPal Prepaid Card are limited to the amount of funds available in your PayPal Account and may not exceed $300 a day/$2,000 per rolling 30 days. Overdrafts are not available. Money cannot be moved directly from individual funding sources like credit or debit cards, bank accounts, etc., attached to the PayPal Account to the PayPal Prepaid MasterCard Account. Money transfers from the PayPal Account to your PayPal Prepaid MasterCard cannot be reversed or cancelled.
PayPal is the faster, safer way to pay and get paid online, via a mobile device and in store. The service gives people simpler ways to send money without sharing financial information, and with the flexibility to pay using their account balances, bank accounts, credit cards or promotional financing. With 128 million active accounts in 193 markets and 25 currencies around the world, PayPal enables global commerce, processing more than 7.6 million payments every day. Because PayPal helps people transact anytime, anywhere and in any way, the company is a driving force behind the growth of mobile commerce and expects to process $20 billion in mobile payments in 2013. PayPal is an eBay (Nasdaq:EBAY) company and contributed 40 percent of eBay Inc.’s revenues in 2012. PayPal is headquartered in San Jose, Calif. and its international headquarters is located in Singapore. More information about the company can be found at www.paypal-media.com.
Paypal Prepaid MasterCard Balance Check
There are a variety of ways to check your card account balance. You can use online banking, through telephone and also in any MasterCard ATM. There is no fee to use the first two balance inquiry methods, there is a $0.50 fee for checking your balance at an ATM.
Check Balance Online
In order to check the card account balance using your online Account Center, you must have, or establish a PayPal Account and link it to your PayPal Prepaid Card. To enroll a Paypal Account, just click here.
Check Balance by Phone
All cardholders may call our toll-free Customer Service telephone number, use our real-time alerts service (pre-enrollment is required to use this service – standard text message rates from your wireless service provider may apply.), or check the card’s balance at an ATM. Click here to contact PayPal.
To login to your Paypal Prepaid MasterCard Account
First, you must sign up for a PayPal account. Go to this link. After enrolling a PayPal Account, link it to your PayPal Prepaid Card and simply log in to PayPal Prepaid using your PayPal account. Click here to log in your Paypal Prepaid MasterCard.
Get the purchasing power you need with a prepaid, reloadable BB&T MoneyAccount®. It’s a smart way to manage and protect your money.
- Apply in minutes—no credit check or bank account required
- Spend only the funds you have available in your account
- Make purchases, pay bills online, get cash back and more
- Use direct deposit to avoid costly check-cashing fees
Enjoy the benefits of a checking account with the convenience of a prepaid, reloadable debit card.
- Manage your account with ease—spending is limited to available funds
- Establish financial responsibility—ideal for young adults or students
- Enjoy hassle-free spending—perfect for frequent travelers and online shoppers
- Share joint accounts with your spouse, child, relative or friend
BB&T Prepaid Debit Card Pricing
SERVICE AND USAGE FEES
The personal finance guru Suze Orman jsut released her own prepaid debit card called Approved. Orman claims that there is only a $3 monthly fee for the Approval Card if you use it exactly as she says. This is another celebrity that has moved into the prepaid card space like the Kardashian’s who were unsuccessful and Richard Simmons who is very successful with his Rush Card promotion.
Suze Orman Approved Card Perks
The Approved Card from Suze Orman costs only $3 to activate which is very good, but it also comes with a $3 monthly fee. There are $2 ATM fees at any Allpoint ATM that are commonly found at your local CVS or Walgreen’s locations. However, if you choose direct deposit it will waive any ATM fee’s which is a very good perk.
You can also have the ATM fee waived with a bank transfer of a minimum of $20 balance. The card also comes with unlimited access to your TransUnion Credit Scores for One Year, but it’s important to note that these are not the same as FICO scores.
Suze Orman Approved Card Cons
For some reason Mrs. Orman thought that it would be a good idea to charge customers if they want to speak to a customer service representative. We are highly against this practice and think that if you need help accessing your money, it should be free! The Approved Card also comes with a $1 fee for making online bill payments, which is another negative.
Final Thoughts
Suze Orman is definitely staying far away from the Kardashian route of charging exuberant fees for a prepaid debit card, but she is definitely using her star power and position to try and make additional money. The features aren’t too outstanding but given the fact that you can only pay a $3 monthly fee if you use direct deposit, it makes sense to use the card. You definitely have other options, but the Suze Orman prepaid card is not a rip off and can help benefit your credit score.
If you have this card and have any questions or comments, leave them below.
The Young Money Debit Card is a prepaid debit card that can be used just like a regular credit card. The only difference is that because it is a prepaid card, you can only spend the money that you deposit onto your account. Once you load your Young Money Card with funds, you will be able to shop online, eat at restaurants and withdrawal money at the ATM. It’s a lot more convenient than carrying cash and is safer as well.
The Young Money Card was launched by Young Money Entertainment and its founder Lil Wayne. It is their way to allow underbanked or people who do not trust banks to have the same benefits of traditional credit card holders or debit card users. The major benefit is that with a prepaid card, you will never be driven into debt or be forced to pay the excessive fees from credit cards.
Young Money Prepaid Debit Card Features
- Access to your money faster with free direct deposit onto your prepaid card
- Online bill pay for all of your utilities, home, auto or other bills
- Savings card program that includes prescription, imaging & laboratory discounts
- Text and email alerts if your balance is ever low
The Young Money Discover Card is also backed by the Discover Card Fraud Protection. This means if your card is ever lost or stolen, you will not be responsible for the lost funds. This can provide a major relief when using a credit card, because there are so many areas for potential fraud. Having Discover Card guarantee your funds and back them in the event that your card is stolen makes using a prepaid card much safer than carrying cash.
Walmart has a wide variety of prepaid debit cards available for purchase and activation in their stores. A prepaid debit card is just like a regular credit card, except you can only spend up to the amount of money that you load onto the card. You can use the card to shop online, eat out at restaurants and even withdrawal cash from the ATM.
You are able to load or reload (add more funds) to your prepaid debit card at any Walmart location. Just visit the Walmart moneycenter inside the store and the customer service representatives will help you handle the transaction. Also be aware that you will have to pay some sort of activation fee when you first start using the card that ranges anywhere form $5.95 to $10.00.
The Walmart Money Card is by far the most popular prepaid card available on the market and it’s highly recommended to all readers of this blog.
Prepaid Debit Cards Available at Wal-Mart
- Walmart MoneyCard Visa
- Walmart MoneyCard MasterCard
- American Express Prepaid Gift Card
- Visa Prepaid Gift Card
- MasterCard Prepaid Gift Card
- Green Dot MoneyPak
The Mango prepaid MasterCard is a safe and convenient way to access your money whenever you need it. The company has been nominated for many different awards by CNN, The Economist, and Fast Company [press]. It is like a secure credit card the only difference being that in the Mango MasterCard, the funds are preloaded into the card account and the cardholder can spend up to the card limit without the fear of overspending or high interests or overdrafts. The Mango Card has very simple fee structure as it is a prepaid card and does not have any hidden charges attached to it.
The card is more like a checking account from a bank or a credit card, where sitting in the comfort of your home you can use this card to pay bills and shop online. Mango has a special direst deposit plan where after two consecutive direct deposits the card holders account gets credited with a bonus of $20. Who doesn’t want a free $20 bonus?
The Mango Money features are second to none.
Mango MasterCard also helps you start earning the annual percentage yield (APY) as soon as you have a direct deposit with your Mango card. You can open a savings account with your Mango Card with just one dollar and earn an APY of 5.1%. You can also manage your funds through your cell phone with the Mango mobile solutions. Mango cardholders also avail the benefit of the Rent Safe insurance cover where the cardholders can insure their house and property against theft and vandalism with Mango MasterCard for $5,000 – $10,000 in coverage at a very low monthly premium.
Here is a look at a Mango Money Center.
Mango Money Center from GOOD: Edge of Progress on Vimeo.
Planning to buy a Wal-Mart money card Visa or MasterCard it will take you no more than one minute of your precious time because the Wal-Mart money card believes in valuing its customers’ time. You have to options in purchasing your Walmart moneycard and getting your account activated.
You can do so online by visiting the Walmart Money Card website. You will have to fill out basic information (purely confidential and secure) and the click on the get my card icon. Once this procedure is finished, you will get your card at your mailbox within 7 to 10 days. The Walmart Money Card will always come with free shipping and some of the best Money Card features in all of the prepaid card space.
Visiting the Walmart Money Center is Easy!
Alternatively, if you prefer going to the store you can visit any Walmart location [locator] and walk into their money center. At the Walmart money center you can sign up for an account, add more funds to the card, or transfer funds to a different card. The customer service representatives will be able to assist you with anything you need regarding this card, making it simple and easy to manage your money. There will be a processing fee of $3 when using this service at the store, but it’s so simple and easy that it’s worth the money.
The Walmart MoneyCard is a prepaid debit card sponsored by MasterCard or Visa, that can be used just like a regular credit card. Using your Walmart MoneyCard you can shop online, withdrawal money at atm’s or buy things at your favorite stores. Consumers love the Walmart MoneyCard because it’s so easy to check your balance, reload the card, and it has great moneycard features.
How to Login to your Walmart MoneyCard Account
Wal-Mart money card login is also very easy just as the other functions of money card Wal-Mart products. First you need to head to the secure MoneyCard Account Website. To login to your account type in your user id first. You will then be prompted to enter your password.
If you have forgotten your password you can recover it on that screen by entering your user id and email address that you used when you signed up for your account.
New MoneyCard Users
In case you are a new user you can click on ‘create online user id’ and then follow the few simple steps to get your own unique id. Once you set up your money card account, you’ll be able to enjoy all of the excellent features that the Walmart prepaid card provides.
If you need additional assistance:
Call the 24/7 Walmart MoneyCard customer service at 1-877-937-4098 and they will help you retrieve your information.
Green Dot Cards are some of the most popular prepaid cards available. Prepaid cards are great because they do not have the same fees like regular credit cards such as late fees or overdraft charges.
Green Dot Prepaid Cards are available with various retailers like:
- Rite Aid
- Walgreens
- CVS Pharmacy
- Kroger
- 711
- Walmart
Buy a Green Dot Card at the local retailer nearest you by searching using the Green Dot Search Page located here. Simply key in your zip code or city and state where you live in and the nearest retailer details will be available to you.
You can also buy the card online by visiting the Green Dot webpage and filling in the information that is requested. You will have to provide a drivers license, social security number, and other forms of identification. You will then receive your personalized Green Dot card free of any shipping cost to you.