Net spend keeps your money safe in the account rather than your wallet where the risk involved is more taking into account the vicious world filled with the prying eyes of pick picketers. So it is better to pay a small fee in terms of maintenance fees rather than losing all your money. Net spend charges a minimal monthly charge less than even 10$ as a token for maintenance.
Most of the companies claiming to have a no credit check policy have hidden charges which are not mentioned till the actual card is taken and even then they are mentioned in very small print. The user gets to know these details as and when the money actually starts getting deducted.
Net Spend is very transparent regarding these issues and has NO HIDDEN charges. You can go on to enjoy your facilities with no fear of paying extra unwanted money to the company.