U.S. Bank Prepaid Cards are an innovative, efficient replacement for cash and checks. Funds are easy to access while safely stored in a card account. There’s no risk of credit card debt because prepaid card holders can only access the funds preloaded to the card. Choose from a variety of options to meet your individual needs! You may choose on Personal, Small Business and Commercial and Government Accounts.
Funds are easy to access while safely stored in a card account. There’s no risk of credit card debt because prepaid card holders can only access the funds preloaded to the card. Choose from a variety of options to meet your individual needs:
The Convenient Cash Card is a simple way to manage your money and your life. No bank account or credit check is required to enroll, and since spending is limited to the amount of money deposited to the card, you can’t incur overdraft fees. The Convenient Cash Card is a great payment solution to help meet your financial needs. Purchase your reloadable card today at any U.S. Bank branch or online for just $3.00. No minimum balance is required.
Under some situations you will be charged fees for using your Card. We will charge you and you agree to pay the fees and charges set forth in the Fee Schedule included with your Card. Fees are subject to change from time to time. You will receive prior notice of fee increases as required by applicable law. Fees will be deducted automatically from the Card balance.
- Transaction Fees. We may charge you for ATM withdrawals or Point of Sale (POS) purchases, inquiries and/or declines due to insufficient balance and similar fees.
- ATM Fees. When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer.
- Periodic Fees. We may charge you fees on a regularly recurring basis such as a monthly maintenance and similar fees.
- Event-driven Fees. We may charge you fees triggered by a specific event such as the issuance of a replacement Card or Account closure and similar fees.
| Convenient CashTM Fee Schedule Effective 12/01/12 |
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| Enrollment Fee | $3.00 | One-time fee assessed upon opening account. |
| Monthly Service Fee | $3.00 | A monthly fee will be assessed once the account is activated. |
| U.S. Bank ATM Withdrawal | FREE | U.S. Bank will not charge a fee to your account per ATM transaction at a U.S. Bank ATM. |
| U.S. Bank ATM Balance Inquiry | FREE | U.S. Bank will not charge a fee to your account per ATM transaction at a U.S. Bank ATM. |
| U.S. Bank ATM Decline | FREE | U.S. Bank will not charge a fee to your account per ATM transaction at a U.S. Bank ATM. |
| Non-U.S. Bank ATM Withdrawal | $2.00 | U.S. Bank will charge a fee to your account per non-U.S. Bank ATM transaction. Also, the owner of an ATM may assess a surcharge fee on any ATM transaction you complete. |
| Non-U.S. Bank ATM Balance Inquiry/Decline | $1.00 | A fee for all inquiries completed or transactions declined via a non-U.S. Bank ATM. |
| International ATM Withdrawal | $3.00 | U.S. Bank will charge a fee to your account per international ATM transaction. Also, the owner of an ATM may assess a surcharge fee on any ATM transaction you complete. |
| International ATM Inquiry/Decline | $1.50 | U.S. Bank will charge a fee to your account per inquiry or declined transaction via an international ATM. Also, the owner of an ATM may assess a surcharge fee on any ATM transaction you complete. |
| Teller Withdrawal | $3.00 | If your Card is used to make a cash withdrawal from a teller at a financial institution, U.S. Bank will charge you a fee. |
| Automated Customer Service via Interactive Voice Response (IVR) | FREE | U.S. Bank will not charge a fee to your account for IVR balance inquiries or tracking your transaction history. |
| Customer Service via www.usbconvenientcash.com | FREE | U.S. Bank will not charge a fee to your account for online balance inquiries or tracking your transaction history. |
| Live Customer Service Representative | $2.00 | Per call. The first 2 calls each month to Convenient Cash Customer Service in which you speak to a live customer service representative will be free of charge. |
| Cash Loads at U.S. Bank Branch | FREE | Add cash to your card at any U.S. Bank branch free of charge. |
| Direct Deposit | FREE | U.S. Bank will not charge a fee to your account to set-up direct deposits to your Card. |
| Monthly Paper Statements | $3.00 | If a monthly paper statement is requested, a fee will be assessed to your Card for each monthly paper statement. Statements accessed over the internet at www.usbconvenientcash.com are free of charge. |
| Foreign Transaction | Up to 3% per transaction | A fee charged on a transaction in which the merchant/ATM is located in a country other than the U.S. or processes transactions outside of the U.S. |
| Text Alerts | FREE | U.S. Bank will not charge a fee to your account for signing up or using our text alerts service. (Standard messaging charges may apply from your mobile carrier.) |
| Email Alerts | FREE | U.S. Bank will not charge a fee to your account for signing up or using our email alerts service. |
| Card Replacement Fee | $15.00 | If you request a replacement Card, a fee will be assessed. |
| Expedited Card Replacement | $30.00 | Expedited processing (2 business days) of a replacement or reissued Card. |
U.S. Bancorp (NYSE: USB), with $321 billion in assets, is the parent company of U.S. Bank, the 5th largest commercial bank in the United States. The company operates 3,086 banking offices and 5,086 ATMs, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions.
U.S. Bank can take every part of your business to new heights. From business lending to payment services. From equipment financing to commercial real estate. And, even the personal banking needs of every employee. U.S. Bank can do it with a level of service no other bank can match.
U.S. Bank Convenient CashTM Card Balance Check
Perform withdrawals and balance inquiry transactions on Visa/MasterCard/Cirrus®/PLUS® automated teller machines (ATMs) according to the brand of the Card you have been issued. Follow the instructions given by the ATM and simply choose the option check balance or balance inquiry to know your current balance.
Check Balance Online
You can access your account online. Just log in to your card account by simply clicking here.
Check Balance by Phone
You may obtain Account balances and review recent Card activity by calling 855-822-3293. This information along with a 60-day history of Account transactions.
To login to your U.S. Bank Convenient CashTM Card ACCOUNT
In order to log in to your account, you must enroll your account here. You will be asked to enter your card number and follow the instructions. Once you are already enrolled you can now log in and you can start to check your balance, view statements, change your PIN and other available services.